*{box-sizing:border-box}body{margin:0;padding:0}#root{min-height:100vh}:root{--navy:#1e3a5f;--navy-dark:#142842;--navy-deeper:#0d1b2a;--navy-light:#2a4d7a;--red:#c8102e;--red-hover:#e01a35;--red-glow:#c8102e4d;--teal:#1a8a7a;--teal-light:#22b8a0;--gold:#d4a847;--text-primary:#f0f4f8;--text-secondary:#94a3b8;--text-muted:#64748b;--glass-bg:#ffffff0d;--glass-border:#ffffff1a;--glass-highlight:#ffffff14;--ff-display:"Playfair Display", serif;--ff-body:"DM Sans", sans-serif;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--shadow-sm:0 2px 8px #00000026;--shadow-md:0 8px 24px #0003;--shadow-lg:0 16px 48px #0000004d;--shadow-glow:0 0 40px #1e3a5f66}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--ff-body);background:var(--navy-deeper);color:var(--text-primary);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.6}::-webkit-scrollbar{width:8px}::-webkit-scrollbar-track{background:var(--navy-deeper)}::-webkit-scrollbar-thumb{background:var(--navy-light);border-radius:4px}::-webkit-scrollbar-thumb:hover{background:var(--teal)}@keyframes heroGradient{0%{background-position:0%}50%{background-position:100%}to{background-position:0%}}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideInLeft{0%{opacity:0;transform:translate(-20px)}to{opacity:1;transform:translate(0)}}@keyframes pulseGlow{0%,to{box-shadow:0 0 20px var(--red-glow)}50%{box-shadow:0 0 40px var(--red-glow), 0 0 60px #c8102e26}}@media (prefers-reduced-motion:reduce){*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.page{flex-direction:column;min-height:100vh;display:flex}main{flex:1}.container{max-width:1280px;margin:0 auto;padding:0 24px}@media (width<=768px){.container{padding:0 16px}}.header{border-bottom:1px solid var(--glass-border);z-index:100;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#0d1b2af2;position:sticky;top:0}.header-content{justify-content:space-between;align-items:center;gap:16px;padding:16px 0;display:flex}.logo{color:var(--text-primary);font-size:18px;font-weight:800;font-family:var(--ff-display);align-items:center;gap:12px;text-decoration:none;display:flex}.logo-icon{background:linear-gradient(135deg, var(--navy), var(--teal));border-radius:10px;justify-content:center;align-items:center;width:40px;height:40px;font-size:18px;display:flex}.nav-links{align-items:center;gap:8px;display:flex}.nav-link{color:var(--text-secondary);border-radius:var(--radius-sm);border:1px solid #0000;padding:10px 18px;font-size:14px;font-weight:600;text-decoration:none;transition:all .2s}.nav-link:hover{color:var(--teal-light);background:#1a8a7a14;border-color:#1a8a7a33}.phone-link{background:var(--red);color:#fff;border-radius:var(--radius-md);border:2px solid #0000;align-items:center;gap:8px;padding:12px 24px;font-size:15px;font-weight:700;text-decoration:none;transition:all .3s;display:flex}.phone-link:hover{background:var(--red-hover);box-shadow:0 8px 24px var(--red-glow);transform:translateY(-2px)}.hero{background:linear-gradient(135deg, var(--navy-deeper), var(--navy-dark), var(--navy));padding:80px 0 100px;position:relative;overflow:hidden}.hero:before{content:"";pointer-events:none;background:linear-gradient(-45deg,#1e3a5fcc,#1a8a7a26,#142842e6,#1e3a5f99) 0 0/400% 400%;animation:20s infinite heroGradient;position:absolute;inset:0}.hero:after{content:"";pointer-events:none;background-image:radial-gradient(circle,#ffffff05 1px,#0000 1px);background-size:40px 40px;position:absolute;inset:0}.hero-content{z-index:2;position:relative}.hero-badge{letter-spacing:.08em;text-transform:uppercase;color:var(--teal-light);background:#1a8a7a1f;border:1px solid #1a8a7a66;border-radius:100px;align-items:center;gap:10px;margin-bottom:24px;padding:8px 20px;font-size:12px;font-weight:700;animation:.6s ease-out fadeIn;display:inline-flex}.hero-title{font-family:var(--ff-display);text-align:center;margin-bottom:20px;font-size:clamp(36px,5vw,68px);font-weight:900;line-height:1.1;animation:.8s ease-out fadeInUp}.hero-title .highlight-gradient{background:linear-gradient(135deg, var(--teal-light), #4fc3f7);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.hero-title .highlight-gold{color:var(--gold)}.hero-subtitle{color:var(--text-secondary);text-align:center;max-width:720px;margin:0 auto 32px;font-size:clamp(16px,1.8vw,19px);line-height:1.7;animation:.8s ease-out .2s both fadeInUp}.hero-tabs{flex-wrap:wrap;justify-content:center;gap:8px;margin-bottom:40px;animation:.8s ease-out .3s both fadeInUp;display:flex}.hero-tab{cursor:pointer;border:1px solid var(--glass-border);background:var(--glass-bg);color:var(--text-secondary);white-space:nowrap;border-radius:100px;align-items:center;gap:6px;padding:10px 16px;font-size:13px;font-weight:600;transition:all .3s;display:flex}.hero-tab:hover{background:var(--glass-highlight);color:var(--text-primary);border-color:#1a8a7a4d}.hero-tab.active{border-color:var(--teal);color:var(--teal-light);background:#1a8a7a26;box-shadow:0 0 16px #1a8a7a33}.hero-tab-icon{align-items:center;width:18px;height:18px;display:flex}.hero-tab-icon svg{width:18px;height:18px}.tab-panel{animation:.4s ease-out fadeIn}.tab-panel-content{grid-template-columns:1fr 1fr;align-items:start;gap:48px;display:grid}@media (width<=968px){.tab-panel-content{grid-template-columns:1fr;gap:32px}}.tab-info{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:var(--radius-xl);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);padding:40px}.tab-info h2{font-family:var(--ff-display);margin-bottom:16px;font-size:clamp(24px,3vw,32px);font-weight:800;line-height:1.2}.tab-info p{color:var(--text-secondary);margin-bottom:16px;font-size:15px;line-height:1.8}.tab-credential{color:var(--text-muted);border-top:1px solid var(--glass-border);margin-top:16px;padding-top:16px;font-size:12px;line-height:1.6}.tab-cta{background:var(--red);color:#fff;border-radius:var(--radius-md);cursor:pointer;border:none;align-items:center;gap:8px;margin-top:24px;padding:14px 28px;font-size:15px;font-weight:700;text-decoration:none;transition:all .3s;display:inline-flex}.tab-cta:hover{background:var(--red-hover);box-shadow:0 8px 24px var(--red-glow);transform:translateY(-2px)scale(1.02)}.hero-right{position:sticky;top:100px}.glassmorphism-form{background:var(--glass-bg);-webkit-backdrop-filter:blur(24px);backdrop-filter:blur(24px);border:1px solid var(--glass-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);padding:36px}.form-title{font-family:var(--ff-display);margin-bottom:8px;font-size:26px;font-weight:800}.form-subtitle{color:var(--text-secondary);margin-bottom:24px;font-size:14px}.form-group{margin-bottom:16px}.form-label{color:var(--text-primary);margin-bottom:6px;font-size:13px;font-weight:700;display:block}.form-input,.form-select,.form-textarea{border:1px solid var(--glass-border);border-radius:var(--radius-sm);width:100%;color:var(--text-primary);font-family:var(--ff-body);background:#0000004d;padding:12px 16px;font-size:15px;transition:all .2s}.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 3px #1a8a7a26}.form-textarea{resize:vertical;min-height:80px}.form-button{background:var(--red);color:#fff;border-radius:var(--radius-md);width:100%;font-family:var(--ff-body);cursor:pointer;border:none;padding:16px;font-size:16px;font-weight:700;transition:all .3s;animation:3s ease-in-out infinite pulseGlow}.form-button:hover:not(:disabled){background:var(--red-hover);box-shadow:0 8px 24px var(--red-glow);transform:translateY(-2px)}.form-button:disabled{opacity:.6;cursor:not-allowed;animation:none}.section{border-bottom:1px solid #ffffff0d;padding:96px 0}.section-navy{background:var(--navy-dark)}.section-deep{background:var(--navy-deeper)}.section-badge{letter-spacing:.1em;text-transform:uppercase;border-radius:100px;margin-bottom:16px;padding:6px 16px;font-size:11px;font-weight:700;display:inline-flex}.badge-teal{color:var(--teal-light);background:#1a8a7a1f;border:1px solid #1a8a7a4d}.badge-gold{color:var(--gold);background:#d4a8471f;border:1px solid #d4a8474d}.section-title{font-family:var(--ff-display);margin-bottom:16px;font-size:clamp(28px,4vw,44px);font-weight:900;line-height:1.15}.section-subtitle{color:var(--text-secondary);max-width:700px;margin-bottom:48px;font-size:clamp(15px,1.8vw,18px);line-height:1.7}.funding-cards-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;display:grid}.funding-card{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:var(--radius-lg);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);padding:28px;transition:all .3s}.funding-card:hover{background:var(--glass-highlight);border-color:var(--teal);transform:translateY(-4px);box-shadow:0 12px 32px #1a8a7a26}.funding-card-icon{margin-bottom:16px;font-size:36px;display:block}.funding-card-title{color:var(--teal-light);font-size:18px;font-weight:700;font-family:var(--ff-display);margin-bottom:12px}.funding-card-description{color:var(--text-secondary);margin-bottom:16px;font-size:14px;line-height:1.7}.funding-card-value{color:var(--gold);font-size:20px;font-weight:800}.trust-bar{flex-wrap:wrap;justify-content:center;align-items:center;gap:24px;padding:24px 0;display:flex}.trust-item{color:var(--text-secondary);background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:100px;align-items:center;gap:8px;padding:8px 16px;font-size:13px;font-weight:600;display:flex}.trust-item-icon{font-size:18px}.stats-strip{flex-wrap:wrap;justify-content:center;gap:48px;padding:48px 0;display:flex}.stat-item{text-align:center}.stat-value{font-family:var(--ff-display);color:var(--gold);margin-bottom:4px;font-size:36px;font-weight:900;display:block}.stat-label{color:var(--text-muted);letter-spacing:.05em;text-transform:uppercase;font-size:12px;font-weight:600}.warm-homes-grid{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;display:grid}.warm-homes-card{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:var(--radius-lg);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);padding:32px;transition:all .3s}.warm-homes-card:hover{border-color:#1a8a7a4d;transform:translateY(-2px)}.warm-homes-card h3{font-family:var(--ff-display);color:var(--text-primary);margin-bottom:12px;font-size:20px;font-weight:800}.warm-homes-card p{color:var(--text-secondary);margin-bottom:8px;font-size:14px;line-height:1.7}.warm-homes-card .card-highlight{color:var(--teal-light);font-weight:700}.disclaimer-text{color:var(--text-muted);border:1px solid var(--glass-border);border-radius:var(--radius-md);background:#ffffff05;margin-top:32px;padding:20px 24px;font-size:13px;line-height:1.7}.aeo-capsule{border-radius:var(--radius-lg);background:#1a8a7a0f;border:1px solid #1a8a7a33;margin-bottom:48px;padding:24px 32px}.aeo-capsule p{color:var(--text-secondary);font-size:16px;line-height:1.7}.aeo-capsule strong{color:var(--text-primary)}.sources-line{color:var(--text-muted);margin-top:12px;font-size:12px}.faq-section{max-width:800px;margin:0 auto}.faq-item{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:var(--radius-lg);margin-bottom:12px;padding:24px 28px;transition:all .3s}.faq-item:hover{background:var(--glass-highlight);border-color:#1a8a7a4d}.faq-question{color:var(--text-primary);font-size:17px;font-weight:700;font-family:var(--ff-display);margin-bottom:10px}.faq-answer{color:var(--text-secondary);font-size:14px;line-height:1.8}.faq-answer strong{color:var(--teal-light);font-weight:600}.trust-band{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:var(--radius-lg);text-align:center;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:16px;padding:32px;display:grid}.trust-band-item{padding:16px 8px}.trust-band-item .trust-icon{margin-bottom:8px;font-size:28px;display:block}.trust-band-item span{color:var(--text-secondary);font-size:12px;font-weight:600;display:block}.internal-links{flex-wrap:wrap;gap:12px;margin-top:32px;display:flex}.internal-link{color:var(--teal-light);border:1px solid #1a8a7a4d;border-radius:100px;padding:8px 16px;font-size:13px;font-weight:600;text-decoration:none;transition:all .2s}.internal-link:hover{border-color:var(--teal);background:#1a8a7a1a}.review-badge{background:var(--glass-bg);border:1px solid var(--glass-border);color:var(--gold);border-radius:100px;align-items:center;gap:8px;padding:10px 20px;font-size:13px;font-weight:600;display:inline-flex}.footer{background:var(--navy-dark);border-top:1px solid var(--glass-border);padding:72px 0 32px}.footer-content{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:40px;margin-bottom:40px;display:grid}.footer-section h3{font-family:var(--ff-display);color:var(--text-primary);margin-bottom:16px;font-size:17px;font-weight:800}.footer-links{flex-direction:column;gap:10px;display:flex}.footer-link{color:var(--text-secondary);font-size:14px;font-weight:500;text-decoration:none;transition:all .2s}.footer-link:hover{color:var(--teal-light);padding-left:4px}.footer-contact{color:var(--text-secondary);margin-bottom:12px;font-size:14px;line-height:1.7}.footer-contact strong{color:var(--text-primary);margin-bottom:2px;font-weight:700;display:block}.footer-bottom{border-top:1px solid var(--glass-border);text-align:center;color:var(--text-muted);padding-top:24px;font-size:12px}.footer-bottom p{margin-bottom:4px}.animate-on-scroll{opacity:0;transition:opacity .6s ease-out,transform .6s ease-out;transform:translateY(24px)}.animate-on-scroll.visible{opacity:1;transform:translateY(0)}@media (width<=768px){.hero{padding:60px 0 80px}.hero-tabs{gap:6px}.hero-tab{padding:8px 12px;font-size:12px}.tab-info{padding:24px}.nav-links{gap:4px}.nav-link{padding:8px 12px;font-size:13px}.phone-link{padding:10px 16px;font-size:13px}.glassmorphism-form{padding:24px}.section{padding:64px 0}.warm-homes-grid{grid-template-columns:1fr}.trust-band{grid-template-columns:repeat(3,1fr)}.stats-strip{gap:24px}}